Hello, my name is Tatyana. I work for the front of the Water Resource Branch with Dewberry. I'm going to explain what a FIRM is. FIRM stands for Flood Insurance Rate Map, which is the official map of the community. FIRM displays both the Special Flood Hazard Areas and the Risk Premium Zones applicable to the community. Areas that fall within a one percent chance of flooding are identified as Special Flood Hazard Areas (SFHA) and are further divided into insurance risk zones. Here's an example of what a FIRM looks like. Many parties typically use FIRM information, such as communities to regulate new construction, designers and builders to determine flood hazards and plan new construction according to code requirements, lenders to assess the need for flood insurance on mortgages, insurance agents to establish flood insurance premiums, and land surveyors and engineers to complete National Flood Insurance Program elevation certificates. If you're interested in viewing your community's FIRM, you can log onto FEMA's Map Service Center by clicking the link below.
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Gov FEMA is pleased to announce that the Interagency Flood Insurance Fund (IFA) is now accepting application submissions on a rolling basis. FARM has the flexibility to continue to accept applications for FILM when applications become due. The next step in the program involves the Department of Commerce. The Federal Emergency Management Agency (FEMA) in conjunction with the U.S.
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